Miami-Dade County, FL: Tax Delinquent Properties & Curative Title Opportunities

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Download investor-ready tax delinquent property lists for Miami-Dade County. High volume of distressed properties with opportunity signals.

List AvailableData available
Tax Delinquency
high
Heir Property
high
Competition
high
Typical Discount
25-50% below market

Buy Miami-Dade County List

358 properties available in Miami-Dade County

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Data sourced from public county records. Refreshed regularly.

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What brings you to Miami-Dade County?

Why Download the Miami-Dade County Owner List?

  • Skip trace readyOwner names and mailing addresses included
  • Sorted by motivationProperties ranked by delinquency amount and opportunity signals
  • Refreshed regularlySourced from public county records

What's Included in the Miami-Dade County List

Current owner names and addresses
Mailing addresses for direct mail
Tax owed and years delinquent
Assessed property values
Property type classification
Deal grades (A-D) for outreach priority

How It Works

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2

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Top 100 highest-scored deals with grades and owner data from Miami-Dade County

3

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Use owner names and mailing addresses to contact the best prospects first

Frequently Asked Questions

How often is the Miami-Dade County list updated?

We pull fresh data from County Records monthly. Each download reflects the most recent delinquency data available from Miami-Dade County.

What owner data is included?

Each record includes owner name, mailing address, property address, assessed value, years delinquent, tax owed, and property type. Pro subscribers also get skip trace phone numbers, deceased owner flags, and heir indicators.

Is the download really free?

Yes. Create a free account and get the top 100 highest-scored deals with grades and full owner contact info instantly. No credit card required. Upgrade to Pro for numeric scores, all rows, map, and CRM.

Download Miami-Dade County List — Free

Download 100 highest-scored deals from Miami-Dade County with grades, addresses, tax owed, and full owner contact info. No credit card required.

List Available
358 recordsUpdated 2026-03

Property data, opportunity signals, heir indicators

Miami-Dade County Overview

Population
2,700,000+
County Seat
Miami
Region
South Florida
Major Cities
Miami, Hialeah, Miami Gardens, Miami Beach, Homestead, North Miami
Average Deal Timeline
6-12 months
Tax Sale Schedule
Tax certificate sale held annually, typically in May-June

Why Curative Title Investors Target Miami-Dade County

  • Largest county in Florida by population
  • High volume of tax certificates sold annually
  • Significant heir property in older Miami neighborhoods (Liberty City, Overtown, Little Haiti)
  • Gentrification creating urgency for heir property resolution
  • International buyer interest keeps property values strong
  • Florida has no state income tax, attracting investors

Common Deal Types in Miami-Dade County

Heir property in historically Black neighborhoods
Tax certificate acquisitions on vacant lots
Estate properties from deceased snowbird owners
Title curative on properties with lien clouds
Abandoned condos with delinquent HOA and taxes

How Tax Delinquent Property Sales Work in Florida

Florida is a tax-certificate state with a follow-on tax-deed sale. When property taxes go unpaid, the county tax collector holds an annual tax-certificate auction (typically online, on or before June 1) where investors bid down the interest rate they're willing to accept. The certificate buyer pays the delinquent tax and is repaid by the property owner — at the bid-down rate — when the owner redeems. After two years, if still unredeemed, the certificate holder can apply for a tax deed, which triggers a separate public auction of the property itself.

Bidding & Auctions

Tax-certificate auctions in most Florida counties are conducted online (Lien Hub, Realauction, or county-run platforms). Bidding starts at 18% interest and bidders compete by accepting lower rates — sometimes down to 0.25% on attractive parcels. A deposit is required to register. Tax-deed auctions, which happen later if a certificate is not redeemed, are also typically online and use ascending-bid format starting at the certificate cost plus accumulated interest, application fees, and statutory minimums.

Redemption & Penalties

A property owner can redeem at any time before a tax deed is issued by paying the certificate face value plus the bid-down interest rate. The 18% statutory cap means even at low bid rates, redemption returns at least 5% (the statutory minimum return). After 2 years, the certificate holder may force a tax deed sale; if no one outbids the certificate holder at that sale, they receive the deed. If outbid, they collect the certificate amount plus interest from auction proceeds.

Sale type: Tax CertificateHeld: annually, on or before June 1Redemption: 2 years before a tax deed application can be filed

See Florida Statutes, Chapter 197.

Miami-Dade County Tax Sale Process

Florida uses a tax certificate system. Certificates are sold annually on delinquent taxes. After 2 years, certificate holders can apply for a tax deed. Miami-Dade has the largest volume of tax certificates in Florida.

Redemption Period

2 years from certificate sale date

Property owners can redeem by paying all delinquent taxes plus interest (5-18% annually). After 2 years, certificate holders can force a tax deed sale.

Strike-Off Properties

Certificates that receive no bids are struck off to the county at 18% interest.

Challenges to Expect

Every county has unique obstacles. Here's what experienced investors encounter in Miami-Dade County:

  • High competition from institutional investors
  • Complex title histories with multiple lien layers
  • HOA super-liens complicate tax deed purchases
  • Insurance costs (wind, flood) affect deal economics

Frequently Asked Questions

How do tax deed sales work in Miami-Dade County?

Florida uses a tax certificate system. When property taxes go unpaid, the county sells tax certificates at auction. After 2 years, certificate holders can apply for a tax deed. The property is then auctioned at a tax deed sale where the opening bid includes all back taxes, costs, and fees.

Is heir property common in Miami-Dade?

Yes. Neighborhoods like Liberty City, Overtown, Little Haiti, and Opa-locka have high concentrations of heir property from families who purchased homes in the 1950s-70s. Gentrification pressure makes these properties valuable curative title targets.

What data does LienSuite provide for Miami-Dade?

LienSuite tracks tax delinquent properties in Miami-Dade County including owner information, tax amounts owed, property values, and heir/deceased indicators. Our data is sourced from the Miami-Dade Property Appraiser and Tax Collector.

When does Florida hold its tax certificate sale?

Florida tax-certificate sales are held annually on or before June 1 in each county. Most counties conduct the sale online over a 1-2 week window in late May or early June.

What's the difference between a tax certificate and a tax deed in Florida?

A tax certificate is a lien on the property — you earn interest until the owner redeems. A tax deed transfers ownership of the property itself. Florida investors must hold a certificate at least 2 years before they can apply for a tax deed sale.

What return can I expect on a Florida tax certificate?

Bidding starts at 18% and is bid down. Florida law guarantees a 5% minimum return at redemption, regardless of how low the winning bid was — except for certificates bid at 0%, which earn no interest but are still recovered at face value.

How do I find Florida tax deed properties going to auction?

Each county tax collector maintains a list of properties scheduled for tax deed sale, typically published 30 days before the auction. Properties have already been through 2+ years of unpaid certificates, making them well-aged distress.

Resources for South Florida Investors

Related Guides

Miami-Dade County — Top 100 Deals

Download the 100 highest-scored deals from Miami-Dade County with grades, full owner contact info, and tax data. No credit card required.

How to Buy Tax Delinquent Property in Miami-Dade County

Step-by-step guide: tax sale process, redemption periods, deal types, and investor tips for South Florida.

Read the buying guide

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